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Practical articles, real-world money stories, and useful ways to think about cash flow, risk, data security, and personal money management.

General advice, not personal financial advice

These articles are provided for informational purposes only. They do not take into account your individual circumstances. Please seek independent legal, financial, taxation, or other professional advice before making decisions.

Hands fanning out a stack of cash, for extra cash from the affiliate program
Company NewsAugust 2026

Want Some Extra Cash? Become an Affiliate

Paid subscribers can earn 30% for 12 months by referring customers who pay list price. Here is how the extra cash actually works.

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Overhead view of cash, a calculator, financial reports, and a laptop during tax reconciliation
Personal Money ManagementJuly 2026 (updated August 2026)

Should You Feel Guilty About Minimizing Your Tax?

A tax return reconciles what you paid against what you actually owed, and a refund is your own money coming back. Minimizing your tax within the law is not a moral failing.

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Patrick, the founder of Where Does My Money Go, on a beach at sunset.
Founder StoryNov 2025 (updated September 2026)

The Tax-Time Spreadsheet That Became This App

A founder story about turning a painful tax-time spreadsheet into a clearer way to understand cash flow.

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Burt Reynolds tipping a cowboy hat in The Best Little Whorehouse in Texas.
Personal Money ManagementOct 2025 (updated August 2026)

Famous People Who Went Broke, and the Money Lesson They Missed

Famous people who went broke after earning millions, and two who got rich on ordinary wages. The lesson they all point to has nothing to do with income.

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A diagram of where the prefrontal cortex is in the brain.
Personal Money ManagementSept 2025 (updated August 2026)

Money Mindset: The Beliefs You Were Handed Before You Could Count

Your money mindset is a set of beliefs you picked up before you could read. Willpower barely dents it. What changes it is repeated evidence — a clear, monthly view of what your choices actually cost.

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Mother with her daughter recording video blog with mobile phone at home.
Company NewsAugust 2025 (updated August 2026)

Write For Us: Personal Finance and Money

Write for us. We publish honest personal finance and money stories from guest writers, expert or not.

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A flooded road, a natural disaster.
Personal Money ManagementJuly 2025 (updated August 2026)

How Much Should I Have in My Rainy Day Fund?

The three-to-six-months rule is a number for an average person who does not exist. How to size a rainy day fund from your own risks, and why the fund is only one of three defences.

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Deepfake concept matching facial movements. Face swapping or impersonation.
Data SecurityJune 2025 (updated August 2026)

Financial Data Security

Financial fraud is almost never a break-in. It is a polite request at a bad moment, and the single question that stops it.

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Inflation increases. Screen with rising commodity prices and changes like gold, oil and copper.
General FinanceMay 2025 (updated August 2026)

Inflation a Blessing or a Curse

Why everything feels so expensive, who wins and who loses from inflation, how a wage-price spiral and hyperinflation take hold, and how to beat inflation by choosing which side of it you stand on.

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Expenses in priority order.
Personal Money ManagementApril 2025 (updated August 2026)

How to Manage Your Money with a Cash Flow View

Unsure how to manage your money? Start with a plan for the life you want, then use a cash flow view to keep score.

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Screen shot of a cash flow table.
Personal Money ManagementFebruary 2025 (updated August 2026)

Better Money Management Using Cash Flow Tables

What a cash flow table is, how to build one, and why it beats a cash flow spreadsheet for staying on top of your money.

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An ancient gold coin, one of the earliest forms of money used to store and exchange value.
General FinanceJanuary 2025 (updated August 2026)

Cash Is King: Cash Flow vs Net Worth

Cash is king, but not for the reason the phrase usually implies. Why cash flow, not net worth, is what actually keeps you solvent.

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Person reviewing personal finances with Where Does My Money Go

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